In accordance with federal regulations, we are giving you this Privacy Notice to tell you how we may collect, share and
maintain non-public personal information ("Private Information") about you or your account. The kinds of Private Information
we collect about you or your account are described below. This Privacy Notice applies whether you are our current or
former customer. The Privacy Notice is provided to you as required by federal law and regulations applicable to our business.
This Privacy Notice does not amend or alter our obligations under any applicable state or local laws, regulations or ordinances.
We may collect the following kinds of Private Information about you from the following resources:
We may disclose some or all of the Private Information (described above) under the following circumstances:
We restrict access to your Private Information to our employees who need to know that information to provide products
or services to you and to perform their job duties, and to other persons necessary to assist us in providing you with
products or services. Additionally, we maintain physical, electronic, and procedural safeguards to protect your Private
Information in a manner consistent with industry standards for similar companies, and in compliance with applicable laws.
By agreeing to this statement, you acknowledge receipt of this Privacy Notice.